TN Cybertech Investments Holdings says investment in energy-efficient technologies and alternative power solutions delivered significant cost savings in 2025, reducing fuel and electricity consumption while advancing the group’s environmental sustainability objectives.
The financial services group has been increasing investment in renewable energy and energy management systems to minimise the impact of electricity supply disruptions and lower operating expenses.
According to the group’s 2025 annual report, fuel consumption declined sharply during the year as improved fleet management and reduced dependence on diesel generators lowered overall energy usage.
Petrol consumption fell from 20 235 litres in 2024 to 14 194 litres in 2025, while diesel usage declined from 34 418 litres to 20 409 litres.
“These reductions were supported by improved fleet management and the installation of inverters, which reduced reliance on diesel-powered generators,” TN CyberTech said.
The group also reduced electricity purchased from the national grid, with consumption falling from 727 600 kilowatt-hours in 2024 to 620 700,56 kilowatt-hours during the reporting period.
Management said the decline reflects continued improvements in operational efficiency and energy management across the business.
“Overall, the consistent downward trends in fuel and electricity consumption demonstrate the bank’s commitment to lowering its carbon footprint, improving energy efficiency, and advancing its sustainability strategy,” the group said.
It added that further investment in renewable energy infrastructure and efficiency initiatives is expected to deliver additional operational benefits.
“Continued investment in alternative energy solutions and operational efficiency is expected to further enhance performance in future periods,” TN CyberTech said.
The energy-saving measures form part of the group’s broader environmental strategy, which seeks to reduce greenhouse gas emissions through cleaner energy sources and more efficient operations.
Alongside its sustainability initiatives, TN CyberTech reported strong growth across its banking operations.
Revenue generated from digital banking services increased by 64 percent during the year, while income from traditional banking activities rose 25 percent.
Net interest income grew by 31 percent, supported by a 47 percent increase in interest-earning assets as the bank expanded its portfolio of quality loans.
Profit after tax for the 10-month reporting period amounted to ZiG129 million, compared with ZiG156 million recorded in the previous financial year.
As part of its financial inclusion agenda, the group extended 612 000 nano loans to underserved customer segments during the reporting period.
Since rebranding from Steward Bank last year, TN CyberTech has repositioned its banking subsidiary as a fully digital neobank, using technology-driven platforms to provide low-cost financial services to previously underserved communities.
The strategy has also strengthened the contribution of lending activities to overall earnings, with interest income accounting for 26 percent of total income compared with 20 percent as at 28 February 2025.